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	<title>Maternity .net &#187; money</title>
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		<title>Save Thousands on your New Baby</title>
		<link>http://www.maternity.net/2010/save-thousands-on-your-new-baby/</link>
		<comments>http://www.maternity.net/2010/save-thousands-on-your-new-baby/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 20:17:21 +0000</pubDate>
		<dc:creator>dena</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[Pregnancy]]></category>
		<category><![CDATA[Preparing for Baby]]></category>
		<category><![CDATA[You and Your Baby]]></category>
		<category><![CDATA[baby]]></category>
		<category><![CDATA[bottles]]></category>
		<category><![CDATA[breast pump]]></category>
		<category><![CDATA[breastfeed]]></category>
		<category><![CDATA[car seat]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[clothes]]></category>
		<category><![CDATA[crib]]></category>
		<category><![CDATA[crib mattress]]></category>
		<category><![CDATA[diapers]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[furniture]]></category>
		<category><![CDATA[inexpensive]]></category>
		<category><![CDATA[infant]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[stroller]]></category>

		<guid isPermaLink="false">http://www.maternity.net/?p=1496</guid>
		<description><![CDATA[If you haven&#8217;t already realized it, babies can be expensive ...]]></description>
			<content:encoded><![CDATA[<p><em></em>If you haven&#8217;t already realized it, babies can be expensive little bundles of joy! Sandy Jones and Marcie Jones, authors of <em></em><a href="http://search.barnesandnoble.com/booksearch/isbninquiry.asp?ean=9781402733352&amp;lkid=J14953077&amp;prid=9781402733352&amp;pubid=K118314&amp;byo=1" target="blank"><em>Great Expectations: Best Baby Gear</em></a>, estimate that your new baby can cost you anywhere from $9,000 and $12,000 during pregnancy and the  first year of life.   Here are some of their money-saving tips (via <a href="http://www.babyzone.com/baby/newborns/photos_save-3000-dollars/" target="_blank">baby zone</a>) for saving thousands of dollars on your new-baby costs.</p>
<h1>Car Seats &amp; Strollers</h1>
<ul>
<li><strong>Convertable car seat: </strong>Buy a &#8220;convertible&#8221; car seat, instead of an infant car seat. While the infant car seats (for smaller babies only) are handy because you can transfer the baby from the car to the stroller to the house without waking her, a <a href="http://www.babyzone.com/safety/car_seats/article/car-seat-buying-guide#bm2">convertible  seat</a> will last you longer, until baby is 40+ pounds.</li>
</ul>
<ul>
<li><strong>Infant car seat: </strong>If you do buy an infant car seat, you don&#8217;t need to buy the whole expensive &#8220;travel system,&#8221; including <a href="http://www.babyzone.com/shopping/photos_strollers-under-350">stroller</a>, that goes with it. You can simply buy a generic &#8220;snap n go&#8221; that is made to accommodate that type of car seat.</li>
</ul>
<ul>
<li><strong>Stroller:</strong> When looking for a stroller, you may think that the more expensive models are somehow of better quality. Instead, look at the <a href="http://www.babyzone.com/shopping/photos_strollers-under-350">lower  end</a> of a respected brand (such as Graco, Kolcraft, or Cosco). Look for something lightweight, that reclines, that can handle a bumpy road. Purchase extra accessories as you need them.</li>
</ul>
<ul>
<li><strong>Free car seat:</strong> Some community organizations, car dealerships, and  muffler companies offer free loaner car seats.</li>
</ul>
<h1>Feeding Baby</h1>
<ul>
<li><strong>Breastfeed: </strong>If you decide to breastfeed, not only are you providing your baby with the optimal baby food, you can also save $2,000 a year, just in the cost of <a href="http://www.babyzone.com/baby/feeding_nutrition/formula">formula  and bottles</a>. (This amount increases a few thousand more if your baby is allergic to infant formula and requires <a href="http://www.babyzone.com/askanexpert/answer.asp?qid=1162">hypoallergenic  versions</a>.) And if that&#8217;s not enough, you&#8217;ll also be reducing your baby&#8217;s chances of obesity, digestive issues, juvenile diabetes, cavities, and even needing braces later  on! (<a href="http://www.babyzone.com/baby/feeding_nutrition/breastfeeding">Learn  more about breastfeeding benefits.</a>)</li>
</ul>
<ul>
<li><strong>Breast pumps: </strong>Do you really need a breast pump? If you are going to be home with your baby, let him do all the pumping himself! If think you need a pump, you can temporarily rent a highly  efficient, <a href="http://www.babyzone.com/shopping/gear_furniture/article/baby-product-questions-answered#bm2">hospital-grade  pump</a> until you&#8217;re sure you really need to own your own pump. And if you decide to buy one, a good breast pump can be yours for under $200.</li>
</ul>
<ul>
<li><strong>Bottles:</strong> It&#8217;s much cheaper to use reusable bottles and just wash them after use, than buying the more convenient <a href="http://www.babyzone.com/baby/feeding_nutrition/bottle/article/bottlefeeding-checklist">disposable  bottles</a>. Buy bottles made of <a href="http://www.babyzone.com/mom_dad/home_food/green_living/photos_less_toxic_home/2">non-polycarbonate  material</a> with smooth sides that are easy to clean.</li>
</ul>
<ul>
<li><strong>Baby Food: </strong>When you&#8217;re baby is old enough for mashed fruits and veges, you can easily make your own&#8230; it&#8217;s not rocket science!  All you need to do is <a href="http://www.babyzone.com/baby/feeding_nutrition/solids/article/homemade-solid-food">mash  up</a> a banana or a sweet potato,  open a jar of unsweetened applesauce, or throw some cooked veggies in the blender!</li>
</ul>
<div>
<h1>Baby Clothes &amp; Diapers</h1>
<ul>
<li><strong>Cash in: </strong>You&#8217;re likely to get a few baby gifts that you don&#8217;t really want or need. Instead of storing them away somewhere, return them for cash, sell them at a consignment shop or on <a href="http://www.ebay.com/" target="blank">eBay</a>, or exchange them for goods you <em>really</em> need.</li>
</ul>
<ul>
<li><strong>Shop for comfort:</strong> Miniature designer jeans and expensive sundresses are certainly adorable, but there&#8217;s nothing like good old-fashioned cotton <a href="http://www.babyzone.com/shopping/nursery_shop/photos_the_ultimate_layette_checklist">tee  shirts, gowns, and footed sleepers</a>. They&#8217;ll cost you much less and are also a lot more comfy for baby!</li>
</ul>
<ul>
<li><strong>Buy them big:</strong> Babies outgrow their clothes very fast! Buy new outfits with room to grow in so you&#8217;ll get more use out of them.</li>
</ul>
<ul>
<li><strong>Beg and borrow: </strong>Even better than inexpensive t-shirts and onesies, borrow a box of you&#8217;re friend&#8217;s outgrown baby clothes! And if they are not planning on having any more babies, they may be happy to give them away to a &#8220;good cause!&#8221;</li>
</ul>
<ul>
<li><strong>Diapers:</strong> Stock up on <a href="http://www.babyzone.com/baby/care/quiz/cloth-diapers-or-disposables">disposable  diapers</a>—buy them by the case from giant warehouse chains.</li>
</ul>
<ul>
<li><strong>Wash wisely:</strong><a href="http://www.babyzone.com/mom_dad/home_food/cleaning_organizing/article/laundry-under-control"> Special  baby detergents</a> are expensive, and the powdered type can clog up fabrics, making them  less absorbent. If you are worried about irritating your baby&#8217;s skin, use a liquid, fragrance-free <a href="http://www.babyzone.com/momtomom/stories.asp?mcid=116">detergent</a></li>
</ul>
<p>instead, and avoid fabric softeners.</p>
<h1>Baby Gear</h1>
<ul>
<li><strong>Diaper bag: </strong>You&#8217;ll definitely need something for the extra paraphernalia you&#8217;ll be shlepping around now (diapers, wipes, extra clothes, diaper cream, pacifiers, etc!)&#8230; But no need to waste money buying something new when you probably have a nice, roomy <a href="http://www.babyzone.com/baby/care/quiz/diaper-bag-style">bag or  backpack</a> that will work just fine. Folding <a href="http://www.babyzone.com/baby/care/article/diaper-bag-checklist">diaper  pads and clear plastic pouches</a> will turn any over-the shoulder satchel into a convenient diaper bag.</li>
</ul>
<ul>
<li><strong>Crib:</strong> Don&#8217;t fall for the fancy cribs that double as desks or love seats. All you need for the first couple years is a simple crib with one side that lowers. Later on, you can use the same mattress in a toddler bed frame, if you choose.</li>
</ul>
<ul>
<li><strong>Mattress: </strong>Go with a firm foam <a href="http://www.babyzone.com/shopping/gear_furniture/article/crib-mattress">mattress</a>, which works just fine and will save you  hundreds of dollars over a 750-coil Baby Beauty mattress with a lifetime guarantee.</li>
</ul>
<ul>
<li><strong>Furniture: </strong>It&#8217;s tempting to buy <a href="http://www.babyzone.com/shopping/gear_furniture">nursery  furniture</a> that matches the crib, but these pieces are often overpriced and of lower quality. Instead, shop in antique malls and <a href="http://www.babyzone.com/baby/nursery/photos_thrift_store_dangers">thrift  stores</a> to find a quality chest that you can adapt for your baby&#8217;s room.  (<em>Safety note: Change protruding knobs to flat  handles. Install drawer stops, and the chest should be  attached to the wall with L shaped brackets to keep it from falling over when your toddler starts testing his climbing skill on the open drawers.</em>)</li>
</ul>
<ul>
<li><strong>Diaper station: </strong>Use the chest or dresser top as a changing station. Just  purchase an inexpensive cushioned <a href="http://www.babyzone.com/baby/care/article/diaper-checklist">diaper-changing   pads</a> with raised sides, and be sure to firmly attach the pad to  the chest using the provided screws.</li>
</ul>
<ul>
<li><strong>Booster seat: </strong>Instead of a high chair, using a booster seat will save you space <em>and </em>money! You just strap the booster onto one of your kitchen chairs. Some come with removable trays, so you can put baby&#8217;s food on the tray or just scoot him up to the table and let him join the family.</li>
</ul>
<ul>
<li><strong>Baby toys:</strong> Toy manufacturers entice you with promises to teach, entertain, enhance, and stimulate your little one in lots of different ways. But the truth is that babies have a very limited attention span, and the best type of multi-sensory stimulation can be <a href="http://www.babyzone.com/mom_dad/quiz/partner-playful-parent">provided  by you</a> when you walk, talk, sing, and play with them.</li>
</ul>
<ul>
<li><strong>Baby Gate: </strong>Try a pet gate, usually manufactured by the same companies! As a bonus, the pet gate may be higher, a good thing if your child is a climber. Just make sure the gate&#8217;s mesh can&#8217;t be scaled by small feet!</li>
</ul>
<ul>
<li><strong>Diaper disposal:</strong> <a href="http://www.babyzone.com/baby/care/article/diaper-checklist-pg2">Diaper-disposal  systems</a> are designed to seal off diapers so they won&#8217;t smell. But a regular kitchen-sized trash bin will work just as well, especially if you tie stinky diapers in a plastic bag before tossing.</li>
</ul>
<h1>More Misc. Tips</h1>
<ul>
<li><strong>Family Doctor:</strong> If pediatrician fees are higher than you&#8217;d like them to be, try visiting a family physician. They are trained to treat the entire family, including infants!</li>
</ul>
<ul>
<li><strong>Coupons: </strong>Get on lists that will send you <a href="http://www.babyzone.com/freestuff/default.asp">money-saving  coupons</a> for diapers and formula. Check out baby clubs  sponsored by drugstores and supermarkets, manufacturers&#8217; web  sites, and Internet coupon sites.</li>
</ul>
<ul>
<li><strong>Baby Fairs: </strong>Manufacturers&#8217; sales reps don&#8217;t want to have to pay shipping to send their  products back to the  warehouse. So you may be able to strike a deal  to buy their display products at big savings!</li>
</ul>
<ul>
<li><strong>More: </strong>For more tips, get <a href="http://search.barnesandnoble.com/booksearch/isbninquiry.asp?ean=9781402733352&amp;lkid=J14953077&amp;prid=9781402733352&amp;pubid=K118314&amp;byo=1" target="blank"><em>Great Expectations: Best Baby Gear</em></a> by  mother-daughter team Sandy Jones and Marcie Jones! Or visit <a href="http://www.babyzone.com/shopping" target="_blank">Baby Zone </a>for advice on being a smart consumer when you&#8217;re shopping for  your family.</li>
</ul>
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.maternity.net/2010/save-thousands-on-your-new-baby/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>7 Need-to-Know Reasons to Breastfeed your Baby</title>
		<link>http://www.maternity.net/2009/7-need-to-know-reasons-to-breastfeed-your-baby/</link>
		<comments>http://www.maternity.net/2009/7-need-to-know-reasons-to-breastfeed-your-baby/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 09:33:30 +0000</pubDate>
		<dc:creator>dena</dc:creator>
				<category><![CDATA[Birth]]></category>
		<category><![CDATA[Features]]></category>
		<category><![CDATA[New Baby]]></category>
		<category><![CDATA[You and Your Baby]]></category>
		<category><![CDATA[baby]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[bottle]]></category>
		<category><![CDATA[brain function]]></category>
		<category><![CDATA[breast milk]]></category>
		<category><![CDATA[breastfeed]]></category>
		<category><![CDATA[emotional]]></category>
		<category><![CDATA[formula]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[immune system]]></category>
		<category><![CDATA[infant]]></category>
		<category><![CDATA[IQ]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[nurse]]></category>
		<category><![CDATA[obesity]]></category>
		<category><![CDATA[pregnant]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[weight loss]]></category>

		<guid isPermaLink="false">http://www.maternity.net/?p=1218</guid>
		<description><![CDATA[I&#8217;m a huge advocate of breastfeeding, and this isn&#8217;t the ...]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m a huge advocate of breastfeeding, and this isn&#8217;t the first time I&#8217;ve written about the benefits that come along with it.  I think it&#8217;s so important that I have nursed both my children until age 2, and plan to breastfeed the next one for that same amount, too, if possible.</p>
<p>I know that breastfeeding causes many problems for new mothers, including painful, bleeding nipples, infections, and babies who don&#8217;t seem to be getting enough milk. Breastfeeding also requires quite a time commitment, especially for working mothers who need to pump or take time off to feed their baby. It&#8217;s not always simple, for many reasons that are personal to each individual woman. I  had a hard time in the beginning, and have had many friends and family members who were so frustrated they&#8217;ve given up breastfeeding altogether.  But I also think that the benefits of breastfeeding are NOT widely known, so if you&#8217;re on the fence about breastfeeding, here&#8217;s another list of reasons to remind you why nursing your baby is one of the greatest things you can be doing for him/her!</p>
<p style="text-align: center;"><img class="aligncenter" style="width: 200px; height: 300px;" title="breastfeeding" src="http://www.herdaily.com/blogimg/parenting/breastfeeding-mom-729509.jpg" alt="breastfeeding" width="200" height="300" /></p>
<p style="text-align: center;"><em>image from <a href="http://www.herdaily.com/parenting/289/breastfeeding-increases-iq.html" target="_blank">HerDaily</a>: Breastfeeding increases IQ</em></p>
<p><strong><span style="color: #0000cc;">1. Breastfeeding Builds Your Baby’s  			  Immune System<br />
</span></strong></p>
<p>Newborns do not have a mature immune system  			  to protect them from illness. Antibodies, or immune molecules, in  			  a mother’s breast milk are transferred to the baby, giving  			  them immunities to illnesses that the mother is immune to.  Beyond that, if your newborn is exposed to a germ, she will transfer  			  it back to the mother while nursing. The mother’s body will  			  then make antibodies to that particular germ and transfer them back  			  to the baby at the next feeding.</p>
<p>Studies have also shown that babies who are breastfed exclusively  			  have better functioning immune systems in the long-term as well.</p>
<p>Formula-fed babies have higher rates of:</p>
<ul>
<li>Middle ear infections</li>
<li>Pneumonia</li>
<li>Gastroenteritis (stomach flu)</li>
<li>Urinary tract infections</li>
<li>Necrotizing enterocolitis, a digestive tract disorder that is  				a leading killer of premature infants</li>
</ul>
<p>Breastfed infants have added protection against:</p>
<ul>
<li>Heart disease</li>
<li>Immune system cancers such as lymphoma</li>
<li>Bowel diseases such as Crohn&#8217;s disease</li>
<li>Juvenile rheumatoid arthritis</li>
<li>Asthma and allergies</li>
<li>Respiratory infections</li>
<li>Eczema</li>
<li>Type 1 and type 2 diabetes</li>
</ul>
<p><strong><span style="color: #0000cc;">2. Breastfeeding Improves Baby’s Brain  			  Function </span></strong></p>
<p>Breast milk is not only good for  			  the newborn’s immune system, it is also good for the brain.  			  Breastfed infants tend to have higher intelligence than formula-fed  			  infants. This may be due to certain compounds found in breast milk,  			  including <a href="http://articles.mercola.com/sites/articles/archive/2003/01/22/cod-liver-oil.aspx" target="_blank">omega-3 fatty  			  acids</a>.</p>
<p>For instance, <a href="http://articles.mercola.com/sites/articles/archive/2001/01/14/breastfeeding-IQ.aspx" target="_blank">one study</a> found that the  			  verbal IQ of 7- and 8-year-old children who had been breastfed was  			  about 10 points higher than those who were not. Another 18-year  			  study of over 1,000 children found that those who were breastfed  			  had higher intelligence and greater academic achievement than children  			  who were formula-fed as babies.</p>
<p>It is interesting to note that babies who are breastfed naturally  			  spend more time in what is known as the &#8220;quiet alert&#8221;  			  state, which is not only soothing for parents but also it is the  			  state most conducive to the newborn’s learning.</p>
<p><strong><span style="color: #0000cc;">3. Breastfeeding Reduces Obesity</span></strong></p>
<p>Breast milk contains a protein that could reduce the risk of obesity  			  later in life. In fact, the longer a child is breastfed, the lower  			  their risk of obesity, according  			  to a study by U.S. researchers. The protein affects the body&#8217;s  			  processing of fat.</p>
<p><strong><span style="color: #0000cc;">4. Breastfeeding Helps Babies Emotionally<br />
</span></strong></p>
<p>Babies have an intense need to be held and one of the most comforting  			  things for a newborn is the physical act of nursing. Leaving a baby  			  alone with a bottle is not emotionally satisfying to the child and  			  does not make them feel safe or secure.</p>
<p>Breastfeeding also promotes bonding between mother and baby in  			  a way that bottle-feeding cannot. Most women naturally feel a strong  			  desire to hold their baby and there are physical and emotional reasons  			  for this. Breastfeeding ensures that mother and baby have some intimate  			  time together and actually stimulates the mother’s release  			  of the oxytocin hormone, which is known to promote maternal behavior.</p>
<p><strong><span style="color: #0000cc;">5. Reduces Mom’s Risk of Cancer and  			  Other Health Conditions<br />
</span></strong></p>
<p>Breastfeeding is a mutually beneficial experience in that it helps  			  both mother and child. Women who breastfeed have a reduced risk  			  of breast and ovarian cancers and osteoporosis later in life.</p>
<p><strong><span style="color: #0000cc;">6. Moms Return to Pre-Pregnancy Weight Faster<br />
</span></strong></p>
<p>Breastfeeding women lose weight faster than those who do not. This  			  is because producing milk and breastfeeding requires about 500 calories  			  per day. This is the equivalent of jogging about five miles! Breastfeeding  			  also stimulates contractions in the uterus that help it to shrink  			  back to its normal, pre-pregnancy size faster. It also helps to  			  reduce lower body fat.</p>
<p><strong><span style="color: #0000cc;">7. Save Time and Money<br />
</span></strong></p>
<p>Of course, your primary reason for wanting to breastfeed is for  			  your baby, but the more material advantages  			  of breastfeeding are hard to ignore. If you breastfeed you don’t  			  have to prepare bottles and formula&#8211;breast milk is always fresh  			  and ready to go. This will save you a substantial amount of time  			  at a period in your life when you will need it!</p>
<p>Breastfeeding also saves you the expense of buying formula, which  			  typically costs at least $800 per year. The savings continue to  			  accumulate as your child grows, as breastfed babies tend to have  			  fewer doctor’s visits and lower overall medical expenses. One  			  study even found that a group of formula-fed babies had over $68,000  			  in health care costs for six months, compared to only $4,000 for  			  the breastfed group.</p>
<p>From: <a href="http://articles.mercola.com/sites/articles/archive/2004/05/19/breast-feeding-part-one.aspx" target="_blank">Seven Reasons to Breastfeed Your Child That You Need to Know</a></p>
<p>More info: <a href="http://askdrsears.com/html/2/T020100.asp" target="_blank">Breastfeeding A-Z Index</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.maternity.net/2009/7-need-to-know-reasons-to-breastfeed-your-baby/feed/</wfw:commentRss>
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		<title>When Family Planning and Financial Planning Clash</title>
		<link>http://www.maternity.net/2009/when-family-planning-and-financial-planning-clash/</link>
		<comments>http://www.maternity.net/2009/when-family-planning-and-financial-planning-clash/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 06:41:33 +0000</pubDate>
		<dc:creator>dena</dc:creator>
				<category><![CDATA[Features]]></category>
		<category><![CDATA[New Baby]]></category>
		<category><![CDATA[Pregnancy]]></category>
		<category><![CDATA[Preparing for Baby]]></category>
		<category><![CDATA[Trying to Conceive]]></category>
		<category><![CDATA[You and Your Baby]]></category>
		<category><![CDATA[baby]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[family planning]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[second pregnancy]]></category>

		<guid isPermaLink="false">http://www.maternity.net/?p=484</guid>
		<description><![CDATA[Alicia and Craig Relford had a carefully thought-out family plan.
The ...]]></description>
			<content:encoded><![CDATA[<p style="padding-left: 30px;"><span style="color: #993366;">Alicia and Craig Relford had a carefully thought-out family plan.</span></p>
<p style="padding-left: 30px;"><span style="color: #993366;">The Zionsville couple would wait four years between pregnancies. This way, they would never have to try to put two children through college at the same time.</span><img style="display: none;" src="http://www.indystar.com/graphics/go4/adlabel_horz.gif" alt="Advertisement" /> <script type="text/javascript"><!--
		OAS_AD('160x600_1');</p>
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</p>
<p style="padding-left: 30px;"><span style="color: #993366;">Last year, their daughter, Sydney, turned 4. But that family plan is on hold &#8212; a casualty of an economy in tatters.</span></p>
<p style="padding-left: 30px;"><span style="color: #993366;">The Relfords are one of many couples making the same pragmatic yet heart-wrenching decision to postpone starting or adding to their families.</span></p>
<p><a href="http://www.londonnfp.com/lnfp/images/family.jpg"><img class="alignleft" src="http://www.londonnfp.com/lnfp/images/family.jpg" alt="" width="240" height="193" /></a>The above story is just one told by the IndyStar in an article titled <a href="http://www.indystar.com/apps/pbcs.dll/article?AID=/20090111/LOCAL18/901110401" target="_blank">&#8220;A pregnant pause; Poor economy puts plans to have children on hold.&#8221;</a> Demographers say fertility rates correspond with the ups and downs of the economy, for example during the Great Depression the nation&#8217;s fertility rate fell to a then-record low 2.1 children in 1936. A decade later, the fertility rate hit 2.9 (baby boom!) thanks to the end of the Depression and World War II.</p>
<p>The current fertility rate is once again 2.1, but demographers suspect it will fall if the financial situation worsens. Carl Haub, a demographer with the Population Reference Bureau in Washington, D.C. says, &#8220;It depends on how protracted the current crisis is and how deep it goes.&#8221; He adds, &#8220;And sometimes delayed births are births that never happen.&#8221;</p>
<p>Alicia Relford, for example, was an only child, and would love for her daughter to have a younger sister. But now she says she doesn&#8217;t know whether a second child will ever become a reality for her and her husband.<strong> </strong>&#8220;We would rather have our wonderful one child and be somewhat secure and comfortable,&#8221; she said, &#8220;rather than put a strain on everything.&#8221;</p>
<p>If you ask me, that&#8217;s a real shame. I think some people have got their priorities wrong. Sure, you need money to survive, and it&#8217;s nice to be comfortable and not worry about paying for diapers, daycare, ballet class, braces, college&#8230; but isn&#8217;t it much nicer to have the family you&#8217;ve always dreamed of? Isn&#8217;t one more child that you will love more than life itself worth a little bit of sacrifice? Being a parent is about giving, and yes, it is about sacrifice. But the results are well worth it.</p>
<p>I have two beautiful children so far, and hope to have more. We live on a tight budget with no room for &#8220;extras&#8221; that others might take for granted. But I would never think of limiting the number of children in my family becuase of financial calculations. If you can pledge to love your children with all your heart, show them how to live responsibly and within your means, there will be enough money to manage a happy home where they will thrive. Money doesn&#8217;t buy happiness.  I really believe it.</p>
<p>Don&#8217;t you?</p>
<p>Looking for a <a href="http://www.prettybabygifts.com/unique-baby-gifts.html" target="_blank">unique baby gift</a>?? This is the site for you! <a href="http://www.prettybabygifts.com/unique-baby-gifts.html" target="_blank">Baskets, blankets, gift sets, CD&#8217;s and more!</a></p>
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		<title>Economy is down, Pregnancies are up</title>
		<link>http://www.maternity.net/2008/economy-is-down-pregnancies-are-up/</link>
		<comments>http://www.maternity.net/2008/economy-is-down-pregnancies-are-up/#comments</comments>
		<pubDate>Fri, 24 Oct 2008 19:00:48 +0000</pubDate>
		<dc:creator>dena</dc:creator>
				<category><![CDATA[Pregnancy]]></category>
		<category><![CDATA[Trying to Conceive]]></category>
		<category><![CDATA[babies]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[sex]]></category>

		<guid isPermaLink="false">http://www.maternity.net/?p=374</guid>
		<description><![CDATA[At least in Britain! According to Parent Dish:
Many of us ...]]></description>
			<content:encoded><![CDATA[<h3>At least in Britain! According to <a href="http://www.parentdish.com/category/love-and-sex/" target="_blank">Parent Dish</a>:</h3>
<h3 style="padding-left: 30px;"><em>Many of us have altered our normal spending habits and instead of going out to dinner or a movie, we stay home and find something else to do. Apparently in Britain, <a href="http://www.dailystar.co.uk/posts/view/54457/Britain-s-going-lust" target="_blank">that &#8216;something else&#8217; is sex</a>. And according to some, this at-home recreation is having an impact on the sales maternity clothes, pregnancy tests, and sex toys (not necessarily in that order).</em></h3>
<p><a href="http://pro.corbis.com/images/CB101660.jpg?size=572&amp;uid=%7B051754CB-0492-4F55-9509-1C1814E9DE92%7D"><img class="alignnone" src="http://pro.corbis.com/images/CB101660.jpg?size=572&amp;uid=%7B051754CB-0492-4F55-9509-1C1814E9DE92%7D" alt="" width="308" height="310" /></a></p>
<h3>So, people are trying to cut back on spending by staying home and getting pregnant. Does something about that seem a bit funny?  Ms. Maple and I are thinking along the same lines:</h3>
<h3 style="padding-left: 30px;"><em>I think it is great that couples are rekindling their romance in these times of trouble. But in about nine months, those who end up shopping in the maternity stores are going to find that staying home and having sex is a play now, pay later kind of fun. Ultimately, dinner and a movie would have been much cheaper.</em></h3>
<h3>Not that we don&#8217;t endorse parenthood, of course. But babies can be expensive little things!</h3>
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		<title>Pregnancy &amp; Baby: Saving Pennies</title>
		<link>http://www.maternity.net/2008/pregnancy-baby-saving-pennies/</link>
		<comments>http://www.maternity.net/2008/pregnancy-baby-saving-pennies/#comments</comments>
		<pubDate>Sat, 27 Sep 2008 21:28:32 +0000</pubDate>
		<dc:creator>dena</dc:creator>
				<category><![CDATA[New Baby]]></category>
		<category><![CDATA[Preparing for Baby]]></category>
		<category><![CDATA[You and Your Baby]]></category>
		<category><![CDATA[baby]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[infant]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Pregnancy]]></category>
		<category><![CDATA[save]]></category>

		<guid isPermaLink="false">http://www.maternity.net/?p=334</guid>
		<description><![CDATA[We're all looking to save a little money these days.  Your little bundle of joy is sure to cost you a little bundle of cash, but there are ways to save some pennies without depriving yourself or your baby.]]></description>
			<content:encoded><![CDATA[<p>We&#8217;re all looking to save a little money these days.  Your little bundle of joy is sure to cost you a little bundle of cash, but there are ways to save some pennies without depriving yourself or your baby.</p>
<p>I borrowed the following links from <a href="http://pregnancyandbaby.com/blog/" target="_blank">Pregnancy &amp; Baby Blog</a>, and hope you&#8217;ll find them helpful!</p>
<ul>
<li><img src="http://pregnancyandbaby.com/blog/wp-content/uploads/2008/09/546207_green_piggy_bank.jpg" alt="green_piggy_bank" hspace="9" vspace="6" align="right" /><a title="Permanent link to Save money while raising your baby" rel="bookmark" href="http://pregnancyandbaby.com/blog/save-money/save-money-while-raising-your-baby/">Save money and budget for baby</a></li>
<li><a title="Permanent link to Save money with attachment parenting" rel="bookmark" href="http://pregnancyandbaby.com/blog/attachment-parenting/2873/">Save money with attachment parenting</a></li>
<li><a title="Permanent link to Save money on baby clothing" rel="bookmark" href="http://pregnancyandbaby.com/blog/baby-clothing/save-money-on-baby-clothing/">Save money on baby clothing</a></li>
<li><a title="Permanent link to Save money by using cloth diapers" rel="bookmark" href="http://pregnancyandbaby.com/blog/save-money/save-money-by-using-cloth-diapers/">Save money by using cloth diapers</a></li>
</ul>
<ul>
<li><a title="Permanent link to Top 7 ways to save money while raising baby" rel="bookmark" href="http://pregnancyandbaby.com/blog/baby-budget/top-7-ways-to-save-money-while-raising-baby/">Top 7 ways to save money while raising baby</a></li>
<li><a title="Edit this post" href="http://pregnancyandbaby.com/blog/baby-budget/bringing-up-baby-on-a-reasonable-budget/" target="_blank">Bringing up baby: on a reasonable budget</a></li>
<li><a href="http://pregnancyandbaby.com/blog/nursery/how-to-buy-a-used-crib/" target="_blank">How to buy a used crib</a></li>
<li><a href="http://pregnancyandbaby.com/blog/books/great-baby-budget-books/" target="_blank">Great baby budget books</a></li>
<li><a href="http://pregnancyandbaby.com/blog/nursery/fun-ways-to-save-on-a-dresser-or-bookcase/" target="_blank">Fun ways to save on a dresser or bookcase</a></li>
<li><a href="http://pregnancyandbaby.com/blog/baby-fun-games/five-quick-tips-for-saving-on-baby-toys/" target="_blank">Five quick tips for saving on baby toys</a></li>
<li><a href="http://pregnancyandbaby.com/blog/baby-budget/spend-more-money-on-this-baby-item/" target="_blank">Spend more money on this baby item</a></li>
<li><a title="Swap baby goods" rel="bookmark" href="http://pregnancyandbaby.com/blog/baby-supplies/swap-baby-goods/" target="_blank">Swap baby goods</a></li>
</ul>
]]></content:encoded>
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		<title>Maternity Insurance: Protecting your baby and yourself!</title>
		<link>http://www.maternity.net/2008/maternity-insurance-protecting-your-baby-and-yourself/</link>
		<comments>http://www.maternity.net/2008/maternity-insurance-protecting-your-baby-and-yourself/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 22:32:53 +0000</pubDate>
		<dc:creator>dena</dc:creator>
				<category><![CDATA[Health and Fitness]]></category>
		<category><![CDATA[Pregnancy]]></category>
		<category><![CDATA[Trying to Conceive]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[maternity]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.maternity.net/?p=309</guid>
		<description><![CDATA[
Being pregnant (not to mention actually having a baby) can ...]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone" src="http://www.childbirthconnection.org/images/woman_and_doctor_pregnancy.jpg" alt="" width="207" height="263" /></p>
<p>Being pregnant (not to mention actually having a baby) can be expensive! In addition to the physical, emotional and lifestyle changes new parents have to deal with, the financial burden can put a strain on even the most excited parents-to-be.  Maternity clothes, check ups, vitamins, and labor coaches are only few of the expenses. To help expectant mothers get through this very important stage in her life, insurance companies provide assistance through maternity insurance plans.</p>
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<p>Getting a maternity health insurance, or pregnancy health insurance, is one of the best ways one can take care of her unborn baby. With the help of a dependable maternity insurance company, the couple can  eliminate worries about how to pay for pregnancy and childbirth expenses, and focus on getting the proper care. Without these worries, mother can focus on being as physically, mentally, and emotionally healthy as possible.</p>
<p>Make sure to see about getting maternity benefits before you actually become pregnant. If you already have a maternity insurance plan, study it to see what kind of health insurance maternity coverage you have. Getting maternity health insurance will be difficult if you’re already pregnant.</p>
<p>Prior to choosing your hospital and OBGYN, go over the names of providers in your plan’s network. Make certain that you have the latest directory listings provided by your insurance company as well as any updates. It&#8217;s important that your directory of providers is up to date because doctors and hospitals are constantly being picked up and dropped from network lists. You should also find out when your medical provider’s contract expires with your insurance company.  If your provider’s contract expires before your expected date of delivery, you should look for another provider in your directory’s network.</p>
<p>Pregnancy and childbirth can involve some risks. That is why getting a maternity insurance is a wise decision to make.  To prevent future problems, make certain to rely on a reputable insurance provider. This will help you enjoy peace of mind during what should be an exciting and joyful period of life!</p>
<p>Source:<a title="Maternity Insurance Guide" rel="bookmark" href="http://freshwebcontent.com/home/maternity-insurance-guide/">Maternity Insurance Guide</a></p>
<p>Photo: <a href="http://www.childbirthconnection.org/home.asp?Visitor=Professional" target="_blank">Childbirth connection. org</a></p>
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